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Get the True Value of Your Insurance Claim Settlement with a Liberty Claims Public Insurance Adjuster

If you are a homeowner or business owner, and your property has sustained damage, the only way you can recover from your loss is to file a homeowners insurance claims or a commercial claim.

You’ve paid your premiums faithfully through the years, expecting the insurance company to be there for you when your home or business suffers damage from a disaster. Unfortunately, as policyholders often discover, your insurance company seems more focused on limiting, downplaying and delaying your insurance claims rather than helping you obtain a fast and full recovery.  A Public Insurance Adjuster is your insurance claim advocate and ensures you receive a fair settlement on your homeowners insurance claims or commercial claims.

No insurance company wants to pay a large settlement. Even after such obvious disasters as floods, tornadoes, wildfires, storms and hurricanes, you may find the assigned insurance adjusters by your insurance carrier doing everything they can to underestimate the true extent of your suffering and loss. A public insurance adjuster will represent your best interests and in most cases have proven to get you over 500% more than what your insurance company was wanting to initially pay.

Don’t Let Your Insurance Carrier Underpay You!

At Liberty Claims Adjusters our public insurance adjusters understand that in order for you to get the true value of your loss reimbursed, you need the expertise of a public insurance adjuster that looks out for your best interests. Our qualified staff of insurance claim adjuster are among the most experienced in the business, with heavy expertise and knowledge of the construction and insurance industry. Policyholders who have chosen Insurance Claims Adjusters as their claims advocate receive claim settlements that are often substantially higher than their insurance carrier’s first offer (by as much as 500-2000% in many cases!)

January 2010 OPPAGA ReportWhether your claim is big or small, we fight hard for your recovery—policyholders that retained us as their representative for large losses have often received settlements that were much higher—by as much as 3000%– than the insurance company’s initial estimate.

Protect Your Claim with Our Team of Public Insurance Adjusters

We help you secure the settlement you deserve, because we make it our mission to ensure that your best interests are protected in your time of loss. You can count on us to:

  • Provide a thorough estimate of the requirements for rebuilding your property.
  • Aid with documenting losses to your property, and its contents, to ensure you are appropriately compensated.
  • Help you obtain temporary housing if your home was damaged and is in need of extensive repairs.
  • If your business was impacted by an insured loss, and your income has suffered, we will help you file a business interruption claim.
  • Negotiate on your behalf with the insurance adjuster to attain an appropriate settlement for you.
  • Utilize our relationships with unbiased, certified experts to provide support for claims.
  • Keep you informed on the status of your claim.

Our team of public insurance adjuster are members of the American Association of Public Insurance Adjusters (AAPIA), the Florida Association of Public Insurance Adjuster (FAPIA), and the Windstorm Network (Umpire-certified). We are completely compliant with all state and federal regulations, and we conduct our services with the highest level of professionalism and integrity. We believe that honesty is the best policy, and we pride ourselves in our reputation as the most ethical and consumer oriented public insurance adjusters in Florida and the many other states where we provide service.

As your advocate, we guarantee that IF YOU DON’T GET PAID, WE DON’T GET PAID! It’s as simple as that. Nothing is more important than securing the settlement you need so you can start putting your life and business back on track.

Insurance Claims Adjusters can represent you, whether you are a distraught home or condominium owner, or a business owner looking to recoup lost revenue you would have earned had a hurricane or tropical storm not transpired.

Contact Liberty Claims Adjusters For A FREE Claims Evaluation

If disaster strikes, call us at 888-595-6976 for a NO COST evaluation of your claim and NO COST consultation, so we can help you start the recovery process as soon as possible. See for yourself why homeowners and business owners nationwide trust Liberty Claims Adjusters to protect and maximize their homeowners insurance claims settlements.

Licensed, experienced Public Insurance Adjusters ready to assist you in the following states. Call us from almost anywhere!

New Jersey
Rhode Island

Roadmap To Your Insurance Claim When Using a Public Adjuster

Your business or residential property becomes damaged.

Public insurance adjuster representative may come out to your property to inspect your loss and to advise you on your best course of action (scheduled based on the type of loss– our team is available 24/7).

Once you retain one of our Public Adjusters to represent your financial interest, we begin working for you immediately.

There may be a need for restoration or a temporary repair/inspection to be completed. In most cases you public insurance adjuster will make the necessary arrangements for the vendor to be paid when the claim is settled.

Your Public Adjuster will coordinate with your insurance company and notify them of your loss making sure your insurance claim process is initiated properly and that they know you have a licensed public adjuster representing you.

Your public insurance adjuster coordinates with the insurance company’s adjuster representative to meet and discuss the assessment of damage to your property (depending on your insurance company this can take up to 10 business days). This meeting will help ensure your insurance company’s adjuster understanding of the loss and build the foundation for your claim.

What comes next is a quiet period. During this time insurance company will be reviewing and assessing the damage to your property.  Usually there will be no contact from your insurance company’s adjuster or your public adjuster until the insurance company’s review process is completed. There’s nothing to be worried about or concerned with, the claims departments at insurance companies can get pretty busy especially after a natural disaster. So being patient and not being a thorn in their side during your claim is the best course of action. Remember your public adjuster doesn’t get paid until you get paid. We know when to keep the process moving and when to let the insurance company handle their business. Don’t worry we always get the job done.

Once the insurance company adjuster completes his assessment of the loss its sent to your public adjuster for review and that’s when we get down to business and start the negotiation process.

The time insurance claim process can differ depending on the type of damage, the insurance company and if it’s associated with a natural disaster. Remember it’s in your best interest financially to follow the process accordingly, that’s why you hire a public adjuster we know exactly what to expect. If you become impatient, frustrated or begin to repeatedly contact your insurance company you run the risk of not the most you can for your settlement.

Call Liberty Claims Adjusters at 888-595-6976 with any questions or for a free consultation.