Mold claims can be complicated due to the limitations and exclusions there maybe in the property owners insurance policy. Mold can thrive in residential or commercial properties in places where property owners wouldn’t even know. Having mold in your property can be very dangerous to your health and could cause severe respiratory damage. The proper course of action is to always have a mold testing company perform a mold test to develop a base spore count in order to figure out if mold remediation is needed.
Mold can thrive in residential or commercial properties in places where property owners wouldn’t even know it!
Once a determination has been made and protocol out in place by a certified mold inspector your next course of action would be to contact Liberty Claims Adjusters and have a Public Adjuster help review your policy to determine what your policy will cover for repairs and mold remediation. Mold is caused by water damage and it causes mold to flourish and grow. What policyholders need to be aware of is that water damage doesn’t have the same insurance coverage limitations as does mold.