Sinkholes can develop in areas situated atop limestone, salt beds or any type of rock that is prone to being dissolved by circulating ground water. Over time, large caverns develop underground while the overlying surface stays intact. Eventually, the ground may collapse, and if the sinkhole is large enough, it can engulf a policyholder’s property and personal belongings, leading to serious losses.
Identifying Damage Caused by a Sinkhole
Sinkholes can cause major structural damage and instability under buildings. In situations involving severe damage, a property may be deemed uninhabitable, temporarily forcing residents to relocate and businesses to close their doors.
Types of structural damage include:
- A building near a sinkhole may exhibit cracks in its walls and foundations.
- A building’s foundation and interior floors can be displaced.
- Exterior walls may buckle or lean.
- Windows and doors may become out of alignment and be difficult to open and close.
- Occasionally, the structure and contents of homes and businesses can be completely destroyed.
If you live in an area that is prone to sinkholes, try to examine your stair steps, window sills, sidewalks, driveways and exterior stucco for signs of cracking and/or separation. A stiff door can also signal a shift in your property’s foundation. Additionally, be sure to keep an eye out for physical depressions that may be appearing in the landscape surrounding your property.
If your home or business has been damaged by a sinkhole, filing a claim through your insurance is necessary for your recovery. Unfortunately, your insurance carrier might try to tell you that the damage that occurred does not meet all criteria for “catastrophic ground cover collapse” and deny your claim.
Don’t let your insurance company give you the run-around. Contact Liberty Claims Adjusters to receive the true settlement you are owed.
We represent policyholders’ interests, and we handle all of the headaches and stress involved in filing claims for losses due to sinkholes.
We will meet with your insurance company’s adjuster to assess your property’s damage and carefully review your policy to help you attain a maximized recovery. Our team will assist you in documenting all of your personal belongings that were destroyed in the insured event, and we will make sure that you are properly compensated.
Moreover, our public adjusters will help you find temporary housing, if needed, and we will help you file a business interruption claim if your income has suffered as a result of a sinkhole.
Contact Liberty Claims Adjusters today at 888-595-6976. Our team of licensed professionals will do whatever it takes to maximize your recovery and help you retain peace of mind as soon as possible. Most importantly, YOU DON’T PAY US UNTIL YOUR INSURANCE PAYS YOU.