Damage from hurricanes, tornadoes and other related events commonly fall under the term, “windstorm.” Windstorm damage can range from minor to catastrophic, and the extent of the damage largely depends on the velocity of wind. If speeds register in the 39 – 54 mph range, it is unlikely that you will experience significant damage to your property. However, at more powerful wind speeds, in the 74 – 95 mph range, minimal structural damage can occur, such as the loss of roof shingles or the removal of siding. You can also expect to see some uprooted power lines and signs in your community.
Wind speeds that exceed 111 – 130 mph can cause extensive structural damage to the windows, roof and walls of a home. Moreover, severe winds can fully breach a building’s roof and walls. This further exposes the structure and contents of a building to heavy rains and severe floods, leading to major damage from debris and water.
Winds that exceed 155 mph can cause catastrophic damage. Sadly, extreme storms, such as these, can lead to the total destruction of a building and possibly cause the total loss of its inhabitants’ personal belongings.
BE AWARE THAT IN CERTAIN AREAS A SEPARATE ‘WINDSTORM’ POLICY IS REQUIRED TO ASSURE COVERAGE FOR THESE EVENTS. YOUR AGENT CAN HELP DETERMINE IF YOUR PROPERTY DOES REQUIRE THIS ADDITIONAL POLICY.
Hail damage to a property’s roof, shingles and windows can also accompany major storms. It can be difficult for the untrained eye to detect the presence of hail damage. However, it is still highly important to have a professional assess and document the true scope of loss, or leaks and water damage may occur over time.
If your property and personal belongings were impacted by wind or hail damage, you need an advocate on your side to ensure that you receive an appropriate settlement.
Liberty Claims Adjusters has years of experience helping residential and commercial property owners obtain fair settlements for windstorm loss. We understand the complexities of windstorm policies and can correctly prepare and file your claims for you. We will carefully guide you throughout the entire process and help you document any personal belongings that were destroyed by the damage.
Furthermore, if your income suffered due to extreme weather, we will prepare and file your business interruption claim for you.
Call Liberty Claims Adjusters today at 888-595-6976. Have peace of mind in knowing that you have a committed team of licensed public adjusters working hard for you. Also, YOU DON’T PAY US UNTIL YOUR INSURANCE PAYS YOU.